The accounts both earned the exact same rate of return and yet there is a $111,768 difference between them in only four years! Imagine going out 10 or 20 years. You can see why I feel sequence of ...

Sequence of returns risk is a very real challenge, but it's not insurmountable. The good news is that with a solid plan, you can significantly reduce its impact. When it comes to retirement planning, ...

Ali Hussain has a background that consists of a career in finance with large financial institutions and in journalism covering business. Thomas Barwick / Getty Images Sequence of returns risk, which ...

Retiring just before a market crash will wreak havoc in a retirement portfolio. This danger is well documented and researched. It is referred to as "sequence of return" risk: it's the risk that the ...

Market dips early in retirement can do more damage than the same drops later. That’s sequence risk, the idea that the order of returns matters a lot once someone starts taking withdrawals. Two ...

Sequence of Return Risk can be managed. Our model portfolio at HDO has historically outperformed the market. We break it down between two hypothetical investors.

Two retirees begin retirement with identical portfolios. They withdraw the same percentage of their savings each year. They experience the same average market returns over decades. Yet one runs out of ...